Home Insurance FAQ’s

Many people see homeowners insurance as something that they have to pay because they have a mortgage and the bank requires it.  It is much more than that, it is a tool to protect your family’s biggest asset.  It will help repair or rebuild your home after an accident and it will provide protection against lawsuits brought on you and your family.

Whether this is your first home and you have no idea what home insurance is or your dream home and you are just shopping around we hope to help you with this section.  Below we have listed some frequently asked questions for you to review before you begin shopping.

Do I need a separate earthquake insurance policy?
Does my homeowners insurance policy cover flooding?
Do I need insurance if I am renting my home?
How much coverage do I need?
How do I pick the right insurance company?
What if I own a home but rent it out to others?
How do I file a homeowners insurance claim?
Will my premium go up if I file a claim?

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